Calculators
Repayment Calculator
Type your loan details, add an offset, fees or extra repayments, and see your repayment, total interest, payoff date and equity milestones update live.
Estimates only. This calculator provides general estimates for guidance and does not constitute financial advice, a loan approval, or an assessment of your borrowing power. Calculations assume rates and growth remain constant and do not account for future rate changes, unentered fees, or personal circumstances. Please consult a qualified mortgage broker for personalised advice.
Funds Required Calculator
Stamp duty, government fees, LMI and your deposit — the full cash-to-complete, across every state and territory.
Estimates only. This calculator provides general estimates for guidance and does not constitute financial advice, a loan approval, or an assessment of your borrowing power. Calculations assume rates and growth remain constant and do not account for future rate changes, unentered fees, or personal circumstances. Please consult a qualified mortgage broker for personalised advice.
Stamp Duty Calculator
Get a quick estimate of government transfer (stamp) duty payable on a property purchase across Australian states and territories. This tool is for general guidance only.
Estimates only. This calculator provides general estimates for guidance and does not constitute financial advice, a loan approval, or an assessment of your borrowing power. Calculations assume rates and growth remain constant and do not account for future rate changes, unentered fees, or personal circumstances. Please consult a qualified mortgage broker for personalised advice.
Refinance Calculator
Is your home loan costing you more than it should? Enter your current loan details and we'll estimate your indicative refinance savings against a competitive market rate.
All figures are indicative estimates only, based on a principal & interest comparison over your remaining loan term using an assumed competitive market rate (LVR ≤80%, subject to credit assessment). The "Cashflow Reinvestment Boost" illustrates a potential scenario where monthly cashflow savings are redirected into extra loan repayments — it is not a guaranteed outcome. Figures exclude lender fees and government charges unless stated. This is general information only — it does not take into account your objectives, financial situation or needs, and is not a loan approval, pre-approval, or an assessment of your borrowing capacity. It does not constitute financial or credit advice.
Borrowing Capacity Calculator
Answer a few quick questions about you, your income, and your commitments to get an estimated maximum borrowing power and a full breakdown of the numbers.
This tool provides a general estimate only and is not financial advice, a loan offer, or an assessment of your actual borrowing capacity. It uses simplified assumptions for living expenses, tax, and lender buffers which you should replace with your own current figures. Speak with a licensed mortgage broker for a personalised assessment.
Debt Recycling Calculator
See how converting non-deductible home loan debt into tax-deductible investment debt could grow your wealth and reduce your tax over time.
Estimates only. This calculator provides general estimates for guidance and does not constitute financial advice, a loan approval, or an assessment of your borrowing power. Calculations assume rates and growth remain constant and do not account for future rate changes, unentered fees, or personal circumstances. Please consult a qualified mortgage broker for personalised advice.
Bridging Calculator
Buy now, sell later — work out your peak debt, cash position after sale, and an estimated ongoing repayment if you buy your next property before your current one sells.
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Estimates only. This calculator provides general estimates for guidance and does not constitute financial advice, a loan approval, or an assessment of your borrowing power. Calculations assume rates and growth remain constant and do not account for future rate changes, unentered fees, or personal circumstances. Please consult a qualified mortgage broker for personalised advice.
