Disclaimer

1. General Information Only

The information provided on this website is of a general nature and is intended for educational purposes only. It does not take into account your individual objectives, financial situation, or needs. Before making any financial or investment decision, you should assess whether the information is appropriate for your personal circumstances and consult with a qualified professional, such as a financial adviser or solicitor.

2. No Financial Product Advice

Expert Mortgages does not provide personal financial product advice. Content relating to specific structures, such as Self-Managed Super Funds (SMSFs), trusts, or companies, is provided as factual information only. Interests in these entities are classified as financial products under the Corporations Act 2001; therefore, any decision to acquire property through these structures should be made after obtaining licensed financial advice.

3. Accuracy of Information

While we strive to ensure that all information on this site—including interest rates, fees, and government grant details—is accurate and current for 2026, the mortgage market is subject to frequent change. Expert Mortgages gives no guarantee that the information is currently correct or complete. All loan features, such as redraw facilities or additional repayments, are subject to lender-specific terms and conditions.

4. Liability

To the extent permitted by law, Expert Mortgages and its directors, employees, and representatives accept no responsibility for any loss or damage (direct or indirect) arising from the use of, or reliance on, any information contained on this website.

5. Credit Disclosure

Expert Mortgages is a credit assistance provider.

  • Licensing: Credit Representative 508513 is authorised under Australian Credit License Number 384324 | ABN: 52 625 491 741

  • Comparison Rates: Any comparison rates provided are based on a loan of $150,000 over a 25-year term. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates.

  • Calculators: Results from any online calculators are intended as illustrative examples and a guide only; they do not constitute an offer for finance.

6. Third-Party Links

This website may contain links to third-party sites. Expert Mortgages is not responsible for the content or condition of these sites, and a link does not imply an endorsement of the products or services offered therein.